Terrie and Mark have made island hopping a habit since 1997, when they left the town Braintree in Massachusetts, for the Peace Corps in Papua New Guinea. And after helping locals in a remote village to establish a small guesthouse, they worked on American Samoa for several years. "But we definitely wanted to be in the Caribbean, closer to where our families are," says Terrie. So the couple moved to Tortola, where Terrie taught at a Montessori school and Mark worked for the government's GIS program. They thought they would live on Tortola forever until an immigrationbeaches, policy change made it much more difficult to gain citizenship. That's when they looked else- where for an opportunity to realize their long-term dream of owning a guesthouse. And finding the money to get started wasn't easy. "We got so many 'No's," says Terrie. "But we had Plan A through Z. We decided that failure was not an option, that we would make it happen."